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Motor Insurance

Practical advice on renewals, claims, add-ons, and vehicle coverage decisions.

Motor insurance in India is a legal requirement, but the decisions that matter most — third-party versus comprehensive cover, which add-ons are worth the premium, and how no-claim bonus affects renewal pricing — are left entirely up to the vehicle owner. Getting these wrong usually shows up at the worst possible time: during a claim.

The articles below cover renewal timelines, how to compare car and bike insurance add-ons like zero-depreciation and engine protection, and what to check before a policy lapses so a routine renewal doesn't turn into a coverage gap.