Health Coverage Calculator
Calculate how much health coverage you need based on your age, family size, and city.
City Type
Recommended Coverage
₹0
Family Size
3 members
City Type
Metro
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What is a Health Coverage Calculator?
A health coverage calculator estimates the sum insured you should target for a health insurance policy, based on factors that most directly affect treatment costs: your age, how many family members the policy needs to cover, and whether you live in a metro or non-metro city.
It applies simple multipliers for age and family size on top of a city-based baseline — this gives a sensible starting point for comparing plans, but your final decision should also weigh waiting periods, room rent limits, and network hospitals.