Family Floater Sum Insured Calculator
Calculate the right sum insured for your family based on adults, children, and senior citizens covered.
City Type
Recommended Sum Insured
₹0
Family Members
4
City Type
Metro
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Protect your whole family with the right sum insured
We'll match this exact sum insured to family floater plans from top insurers.
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What is a Family Floater Sum Insured Calculator?
A family floater sum insured calculator starts with a city-based baseline and adds coverage for each family member type — additional adults, children, and senior citizens — since each group carries a different level of healthcare risk and cost.
Senior citizens add significantly more to the recommended sum insured than children, reflecting the much higher healthcare utilisation and cost typically seen in older age groups.