Insurance Needs Analysis Calculator
Get a combined snapshot of your recommended life and health insurance coverage.
City Type
Recommended Life Cover
₹0
Recommended Health Cover
₹0
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You have two gaps to close — life and health
One call gets you a combined plan to close both gaps without overpaying.
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What is an Insurance Needs Analysis Calculator?
An insurance needs analysis combines two core calculations — life cover using the income-multiple method, and health cover using age, family size, and city — into a single snapshot of your foundational protection needs.
These two numbers should be budgeted as separate premiums, not added together, since life cover protects your dependents' income and health cover pays for medical treatment — two different purposes that both need adequate, independent funding.