Insurance Adequacy Quiz
Answer 5 quick questions to find out if you are underinsured, adequately insured, or well insured.
1. Do you have a personal life insurance policy (separate from any employer cover)?
2. Do you have personal health insurance (separate from any employer cover)?
3. How many dependents rely on your income?
4. If something happened to you today, could your family maintain their lifestyle for at least 5 years from savings and insurance?
5. When did you last review your insurance coverage?
Answer all 5 questions to see your result
0 of 5 answered
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What is the Insurance Adequacy Quiz?
This quiz gives a qualitative read on your overall insurance situation by scoring five factors — whether you hold personal life and health cover, how many dependents rely on your income, how long your family could sustain their lifestyle without you, and how recently you reviewed your policies.
A higher score means more gaps: unlike our scored calculators where a higher number is usually better, here a low score is the good outcome. Treat the result as a starting point, not a final verdict — pair it with our Life Cover Gap and Health Cover Gap calculators for specific numbers.