Cost of Delay Calculator
See how much waiting to start investing actually costs you in lost corpus.
Cost of Delaying by 3 Years
₹0
Corpus If You Start Now
₹0
Corpus If You Delay
₹0
This is what waiting is costing you
Start your SIP this month — we'll help you set it up in one call.
No spam. No obligation. Your data is secure.
What is a Cost of Delay Calculator?
A cost of delay calculator shows the difference in your final corpus between starting a SIP today versus starting the same monthly amount some years later, both ending at the same target horizon. Because compounding needs time to work, even a short delay can cost a surprisingly large share of your eventual corpus.
The years you lose by delaying are the earliest years of the plan — the ones that would have compounded the longest — which is why the cost of delay is often disproportionately larger than the delay period itself would suggest.