Question 1

How is the future wedding cost calculated?

Accepted Answer

We take today's estimated wedding cost and grow it forward using your expected inflation rate, compounded annually for the number of years until your child's marriage age. Wedding costs in India have historically risen 8-10% a year, faster than general inflation.

Question 2

What marriage age should I use?

Accepted Answer

25 is a common planning default, but you can adjust this to match your family's expectations. A later marriage age gives your investments more time to compound, which usually lowers the required monthly SIP.

Question 3

How is the required monthly SIP calculated?

Accepted Answer

Once the future wedding cost is known, we work backward using the standard SIP future-value formula to find the fixed monthly investment that would grow to that target amount by the marriage age, at your expected rate of return.

Question 4

Should this money be invested differently as my child grows?

Accepted Answer

Yes — a common approach is to start with a higher equity allocation while your child is young (for growth) and gradually shift toward debt and gold as the marriage date approaches (for stability), rather than keeping a fixed allocation the whole way.

Child Marriage Corpus Calculator

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